Free AI pre-screening · Bank Match

Your borrowing power, and who will lend it.

A free, 2-minute chat shows you your indicative borrowing power and Bank Match, a shortlist of the lenders most likely to approve you. Before you speak to a soul. No forms, no credit-score impact.

2 min · free · no obligation
Indicative onlyNo credit-score impactPrivate & secure
knest.ai app showing which banks can do this — Bank Match results in the chat
2 min
average time to a pre-screening result
30+
lenders matched against your profile
$0
cost to you, ever
No
credit-score impact to get screened
Matched against 30+ lenders, including

Pre-screening, on your side

Why people choose knest.ai’s Bank Match.

Bank Match is a pre-screening, not a sales pipeline. Lenders can’t pay to appear, can’t pay to rank higher, and we don’t earn on your settlement, so the match is only ever about your file.

Step 1 · Tell us once

Answer in the chat above

Income, deposit, debts: the same things a broker asks on a first call, in a 2-minute conversation. Nothing touches your credit score.

Step 2 · We screen the market

Your file against 30+ lenders’ real criteria

An indicative borrowing range and the banks most likely to say yes to a file like yours, with the reason for every match shown, never a black box.

Step 3 · A human confirms it

A licensed broker verifies your real position

The AI does the screening; an accredited human does the approving. You only speak to a broker when you choose to, and it costs you nothing.

Why you can trust the match

Independent means the answer can be “don’t borrow that much.”

No paid placement

Banks can’t buy a spot on your shortlist. It’s free because we earn a disclosed referral fee only if you choose to proceed with a broker, and you pay the same either way.

No credit-score impact

Pre-screening only. No enquiry is lodged until you choose to go ahead with a broker.

Your data stays yours

Never sold, never shared without your say-so. Not to agents, not to anyone.

Indicative only. General information, not credit advice. A licensed broker confirms your real position.

A couple reacting with joy to good news at home
You’re in a position to buy.
Indicative range confirmed with your broker · ready to make offers

The moment it becomes real

From “can we even do this?” to “we’re ready.”

Most buyers carry the borrowing question around for months. Bank Match answers it in an evening, and that changes everything: you stop browsing and start looking, with a number you can act on.

Buyers who got matched first

They knew their number, and their lender, before the first inspection.

“I had my borrowing range and a shortlist of banks in one evening. Walked into the broker already knowing where I stood.”

Priya M.
Priya M.
First-home buyer · Marrickville

“Self-employed, so I assumed it'd be hard. Bank Match showed me exactly which lenders would work with my file.”

Marcus T.
Marcus T.
Upsizing · Bondi

“No credit hit, no sales calls, no pressure. Just a clear picture in a couple of minutes. Exactly what I needed.”

Sarah & Tom L.
Sarah & Tom L.
Investors · Parramatta
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2026 PropTech Awards Finalist
Startup · Buyer, Renter & Owner Solutions
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We never sell your data
Never paid by sellers. Never conflicted.

Download the app

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See what you can borrow in two minutes.

Free, no credit-score impact, no obligation.